Before I start this post, let me begin my saying how grateful I am for a paycheck. Between my Good Housekeeping gig, some animated cards I recently sold to JibJab (they aren't up yet) and my current part-time job, I have more than so many do. I am beyond thrilled to live in a country where my big mouth... ahem... freedom of speech... is allowing me to balance both motherhood and a career I love.

That all said, I'm curious what ya'll do with your paychecks. Does it all go toward paying the bills? Do you budget some for your hair and nails? Does it go toward education for the kids or vacations?

I ask because for years I had let my beauty regime go. I have
thrift stored my kids' clothes (and still will... I love it.) But... but... now that I'm finally earning a salary again, it doesn't seem like that much more will go to me. Not if I want to get some extra classes for the kids, or some acupuncture for Stink. Not if I want to finally fix those blinds in the bathroom or tile in the kitchen. Not if I want to pay off some expenses incurred from purchasing a cabin a few months back.

My final comment is that I know everyone should have my problems. As someone wrote on my Good Housekeeping site, "Oh, it must be so hard for you to have a second home when so many don't have one."

Okay. Should I feel guilty for being born to a family who gave me love, an education and a bit of tenacity to use my skills for pay? Should I flog myself for marrying a man who makes an okay living?

I'm feeling this odd shift in the times. For so long (and many can attest to knowing me "back then" ) I was a housewife with a teeny blog and two small babies. I literally had to budget in my snack food. I have a bit more now, but I know it's by (don't kill me non-Christian readers) the grace of God that I'm able to parlay my chatty soul into jobs. But do I need to justify myself to those who aren't as fortunate?

Or, like Oprah always says, "I came from the projects. I don't feel guilty at all."

Um... that doesn't help me. The only projects I come from are mounds of Ebay clothes that used to line my floors, earning me a few hundred dollars each month.

I don't know, people. But I do know that I am grateful, thankful, and plan on tithing some cash to those in need. What else can I do? What do you do? And if you're not doing what you love, how can I help? Let's talk, people.

More of my writing can be found at Goodhousekeeping.


 


Comments

Tue, 10 Nov 2009 13:16:13

Both John's and my paychecks go toward the bills. We then use whatever is left for groceries, savings, gas and whatnot. By the end of the month, there's not much left toward extras.
I actually like my day time job. To have a job only writing blogs would be amazing, but I just don't see enough success to try it myself. There are those few who can do it, but I don't see a niche for my little mommy blog. :-)

 

Tue, 10 Nov 2009 13:34:27

My husband and I consider all moneys in as 'our' money. Otherwise I'd have nothing, ha. But when I do make any money off of second hand sales, story sales etc, it goes into the big pot. What we like to do though, is using a budget, we set aside an amount of fun cash that each of us gets every payday. We put a little fun cash pot aside for the family use too. That way we each have some for whatever we like. He likes to buy himself lunches out or sculpting supplies, I like fabric and clothes and sometimes a manicure. And we can opt to buy new dvd's or take the kids out to eat with the family pot.
Whenever we get extra cash not counted on, we usually pay bills with it, but with bonuses or big amounts, we celebrate a little and each get a chunk like $100 for fun. It's a great system for us.

 

Tue, 10 Nov 2009 13:43:59

My paycheck goes to paying for childcare. Grrr..... seriously, almost all of it! Whatever is left I put towards my car payment and luckily my hubbys much bigger portion of our income covers all the other schtuff. Don't feel guilty for what you have, you work hard for it, don't you??
Be proud of what you have accomplished lady!

 

Tue, 10 Nov 2009 16:00:59

I've had to have a re-think re budgeting, what happens with my salary and what I might do with any extra (e.g. teaching, Ebay sales, etc.). Ooh, that makes for sobering thoughts.

 

Tue, 10 Nov 2009 18:11:51

One big pot here, too. Fortunately, my husband and I spend money alike, we're both fairly frugal but give ourselves small splurges when we want. Not so much lately, on the splurges, thank you so much NOT, #43 economic hangover.

 

Tue, 10 Nov 2009 19:13:41

I haven't had a regular paycheck in years. So obviously I lead a charmed life and don't do enough for others... I donate clothes and household items to Good Will. My husband and I donate unused computer equipment to organizations that repurpose antiquated electronics for the handicapped. We also donate to a local soup kitchen.

Rebates, pocket change, and odd small denomination funds that come in, are relegated to a change bucket to be cashed and spent later. I've used this fund to buy a joint game table, have the cat spayed, or replace computer equipment. In short it's a mad money fund.

As for doing what I love, I've been fortunate enough to do it, just not for pay...sad. not.

 

Tue, 10 Nov 2009 20:25:42

Sprite - You are an amazing blog writer. The problem is that it doesn't pay (at first anyway) what a full time job would pay. You'd have to write at least 4 corporate blogs to even consider leaving a job that paid half way decent. (And that's relative, of course.) But seriously, when I write my Baby Off Centered blog, you're going to be a writer! I just need to figure out how to pay everyone. You're not off the hook though, even if at first the pay is crap, because you write like I do - constantly. And you can rhyme like a fool - always good in my book.

Maggie! There you are! I couldn't find your link forever. So glad you checked in. I owe Meno a look-see also. I love your way of dividing funds. Rex and I have a similar approach, but we need to put more toward fun. Now that I'm working and we're not relying on all "his" money to pay bills (Ours... you knoww what I mean) we can splurge more.

Maggie - Even though your money goes mostly for childcare, do you regret working? I always thought if even I made enough to only cover a car payment, it would be worth it to go to work. Problem for me was I didn't want full time, so I had to wait til the kids started school for "free babysitting"

Meowie - Ebay wasn't as sobering for me as I thought it would be. I loved it. What do you do now? (If you don't mind me asking)


PhD - You and I probably spend pretty similarly. But what kind of splurges are your splurges?

Jaded - Loved your blog! You have a great style. Game tables rock, btw.

 

Tue, 10 Nov 2009 21:04:52

I love it when people try to make successful people feel guilty.

you don't have anything to feel guilty about. You are a generous, wonderful woman.

My money mainly goes to bills...and outrageously expensive makeup. And candles.

 

Wed, 11 Nov 2009 19:18:36

My husband and I both do pretty well, but then again we both have college educations, and that extra schooling has always helped. My husband's salary pays most of the written bills (with additions by me once a month), and mine takes care of the day to day stuff-gas, groceries, new leo for daughter, etc.

 

Wed, 11 Nov 2009 19:33:58

Ugh. I don't want to talk about money. But I DO want to tell you that you have a giant, enormous, generous heart. And I've given you one of those bloggy friendship awards. Because you rock, friend!

 

IrishMama7

Wed, 11 Nov 2009 19:50:35

Well any income I bring in is our splurge or 'extra' money. Although some months the 'extra' is needed. Don't feel bad about how you are doing, the times are tough all around, but that doesn't mean you have to feel like you have to justify how it affects you. We are trying to donate and tithe more, we mostly pay off our bills every month (a few CCs are larger) and we are looking into buying our first home in the Spring. So even though things are tight I try to use it as an excuse to re-evaluate our spending and come up with new inexpensive ideas/ways to have fun.

 

lindsay.weiss

Thu, 12 Nov 2009 18:06:22

Andrea- it's been so long since I've stopped in...and now you're a working woman! It's funny, I read one blog post and I'm like "Oh God, I miss her!" You're still one of my favorite writers and I'm glad you're getting paid well for it now.

I still write for BC (unpaid of course) occasionally, just when I feel the need to connect with other moms. But I sure do miss the old days...my Kim, my Andrea, my Emily...the whole gang.

Cheers from middle america...I'll be back more often!

 

Fri, 13 Nov 2009 08:09:48

Mom of 3 girls trying to make ends meet also. Please visit us at www.bakeitbeautiful.weebly.com Thank You!

 

Mon, 16 Nov 2009 16:13:56

My paycheck goes for the essentials. Bills, bills, bills, food, bills.

We're REALLLLY trying hard to pay off as much as we can so we can buy a house. And I've decided that I'd rather have a long engagement and no debt than a short engagement and still have truckloads of debt.

 

Wed, 18 Nov 2009 14:22:41

I gave up on beauty extras a long time ago. I color my own hair and am in desparate need of a pedicure. But oh well. Back when I made more it wasn't an issue but things change. I'm the primary bread winner so my paychecks pay the bills. I'm just glad to have a job and be in good health.

 

Mon, 30 Nov 2009 08:23:11

I am fortunate enough to not work outside the home. Thus our money is the money that Big earns. However, the decision for me to stay home--especially when our son really should have someone home with him--was both of ours. As was the decision to use our money together and make decisions together. My non-believing spouse blesses me by literally giving his blessing to a weekly offering to the church. Is it 10% of what we make? No, but it's a nice amount--probably close to 10% of what I might net if I were out earning. We give to charities each year, and for me...I try to give my time. I was that child of a single mom, who spent time at homes with stay at home moms who had her back--and mine. Sometimes even their kids and I weren't the closest of friends, but the moms always watched out for me and took me under their wings. I know my mom was forever grateful, and so am I. So, I try to be on the look-out for someone who needs a ride home or whatever. It blesses me to do it.

 



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